Patient Resources

Free or low-cost coverage for eligible individuals and families. Apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Offers various health plans, including options with subsidies to lower costs. Visit HealthCare.gov (opens in a new tab).

Sliding scale or free services based on income. Find local clinics through the Oregon Network of Community Health Centers (opens in a new tab).

Allows temporary continuation of employer-provided insurance. See the Oregon Division of Financial Regulation's COBRA and state continuation guide (opens in a new tab), or check with your HR department for eligibility.

Losing coverage qualifies you for a special enrollment period (opens in a new tab) through HealthCare.gov.

You may be eligible if your income has changed. Apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Check if your employer or insurance plan offers premium assistance. Availability and eligibility vary by employer and plan, so ask your HR department or insurer directly.

Groups like 211Info (opens in a new tab) and Project Access NOW (opens in a new tab) may offer financial help.

If available through your plan, use pre-tax dollars for healthcare expenses. See IRS Publication 969 (opens in a new tab) for details on how HSAs work.

Subsidies may be available based on your income. Visit HealthCare.gov (opens in a new tab) to explore options.

Temporary plans for emergency coverage. Be aware these may not cover pre-existing conditions; see Oregon's 11 questions to ask before buying short-term health insurance (opens in a new tab) before enrolling.

Offer affordable care on a sliding scale regardless of insurance status. Find one through the Oregon Network of Community Health Centers (opens in a new tab).

You can still apply if you experience a qualifying event (opens in a new tab) such as marriage, childbirth, or job loss.

Enrollment is open year-round if you meet income requirements. Apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Small business owners and freelancers often qualify for subsidies based on income. See HealthCare.gov's self-employed coverage guide (opens in a new tab).

Provides coverage options for self-employed individuals and small business owners. Learn more from the Oregon Health Insurance Marketplace (opens in a new tab).

May cover low-income seniors under 65. Apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Help bridge coverage gaps until Medicare eligibility at age 65. Programs vary; contact the Oregon Health Insurance Marketplace at 855-268-3767 to ask what you may qualify for.

Marketplace plans with dental coverage are available through HealthCare.gov (opens in a new tab).

Includes dental coverage for eligible participants. Apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Research local and national providers for affordable standalone dental options. Coverage and cost vary by provider, so it's worth comparing a few directly.

Offer free or low-cost services for individuals without insurance. Programs are run county by county in Oregon; contact your county's mental health program directly to find what's available near you.

NAMI Oregon (opens in a new tab) provides mental health resources, support groups, and referrals statewide.

Includes mental health services for eligible participants. Apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Many providers offer virtual appointments, eliminating the need to travel long distances for care. Ask your existing provider, or a clinic found through the Oregon Primary Care Association, whether they offer telehealth visits.

Federally designated clinics that provide primary care in underserved rural areas. Find one at hrsa.gov/rural-health (opens in a new tab).

Offer periodic health services in rural and underserved communities. Availability and schedules vary by region; check with local community health organizations for what's operating near you.

Free or low-cost coverage for children under 19. Apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Coverage for children who are ineligible for Medicaid but still need affordable insurance. In Oregon, CHIP is administered through the Oregon Health Plan, apply at oregon.gov/OHA/HSD/OHP (opens in a new tab).

Often available to enrolled students through your institution's student services office. Coverage and cost vary by school, so check with your student health center directly.

Many students qualify for subsidies based on their independent income. Visit HealthCare.gov (opens in a new tab).

Most hospitals offer payment plans or charity care. Ask your hospital's billing department directly, or get free help applying through Dollar For (opens in a new tab), a nonprofit that specializes in hospital financial assistance applications.

Ask providers about discounts for upfront payments or reduced rates for uninsured patients. The Consumer Financial Protection Bureau's guide to medical bill help (opens in a new tab) walks through how to ask.

Search for licensed professionals through the Oregon Division of Financial Regulation (opens in a new tab).